Small Business Loans

Small Business Loans

Finance Your Small Business

Our staff at Next Gen Commercial Capitalunderstands what it takes to grow and operate a small business. That is why we offer high-quality funding options that address their unique circumstances. Our small business loan program is just one reason why Preferred SBA lenders has designated us as a Preferred Financial services company.

Commercial Real Estate

A small business owner looking to purchase, refinance, renovate or build an owner-occupied space will enjoy our financing options for items such as:

  • Repair shops
  • Car dealerships
  • Single-purpose buildings
  • Motels and hotels
  • Gas stations

Business Acquisition

We can work with your business to provide existing business acquisition loans using your management and cash flow as indicators. Our fully amortized loans feature as much as 80 percent financing, terms as long as 15 years and as much as $1.25 million a year. Our prequalification process is quick and we do not have any prepayment penalties.

Get the Tools You Need

We can help your business with financing all kinds of equipment, such as items for medical use, laundry and dry cleaning, manufacturing, trucking and diagnostic tools.

Larger Loans

Thanks to our large funding base, we can provide small businesses with loans as much as $5 million. These programs boast:

  • As much as 90 percent financing
  • Terms as long as 25 years
  • Competitive rates

We have both fixed and variable rates on our 504 and 7(a) programs. All of our loans are made through the SBA-guaranteed program.

Are You Eligible?

We enjoy working with most for-profit businesses. If you own a commercial real estate company, the business must be at least partially occupied by the owner. We base eligibility on SBA standards, such as:

  • Service businesses with fewer than 100 employees
  • Manufacturing companies with fewer than 500 workers
  • Retail businesses with sales of less than $6 million

Our small business loans come in a variety of options, from debt refinancing to first and second mortgages. Depending on your needs, we can provide as much as 100 percent financing and $12 million. In order to determine how our skilled team at Next Gen Commercial Capital can help you, contact one of our representatives today to schedule a consultation appointment.